Small and Medium Enterprises Survey Analysis

Comprehensive Study of Business Sector Needs and Challenges
October 2025 - 90 Participating Companies

Survey Overview

90
Participating Companies
2
Major Cities
15
Different Business Sectors
93%
Cooperation Readiness (BBW)

Geographic Distribution of Participating Companies

60
Baghdad
30
Basra
67% of participating companies are from Baghdad, while 33% are from Basra, indicating a concentration in the capital but strong representation from southern regions

Business Activity Types Distribution

47
Commercial
24
Industrial
20
Services
5
Agricultural
2
Other Sectors

Chamber of Commerce Membership Status

35%
Current Members (32 companies)
57%
Non-Members (51 companies)
8%
Former Members (7 companies)

Key Insight on Membership

While only 35% of companies are current Chamber members, the majority (57%) are not members, suggesting significant potential for membership growth and engagement among non-members who could benefit from Chamber services.

Training and Funding Status

44%
Participated in Training Programs (40 companies)
56%
Did Not Participate (50 companies)
20%
Received Funding (18 companies)
80%
Did Not Receive Funding (72 companies)
Critical Gap: While 44% participated in training, the vast majority (80%) have not accessed funding. This indicates that training access is slightly better but funding remains a major bottleneck for business growth.

International Expansion Interest

Have Current Expansion Plans 22% (20 companies)
Interested in Expansion (No Plans Yet) 48% (43 companies)
Focus on Local Market Only 14% (13 companies)
Uncertain About Expansion 16% (14 companies)
70% of companies show interest in international expansion (22% with plans + 48% interested), demonstrating strong growth ambitions but indicating a need for support and qualification programs.

Main Challenges Facing Companies

58
Funding
44
Marketing
34
Laws & Taxes
23
Infrastructure
17
Bureaucracy
17
Skills Gap

Required Support and Services

59
Funding/Loans
39
Training
34
Product Development
34
New Market Access
30
Digital Support
24
Legal Consulting

Membership Motivation Analysis

32
Members
Business Requirements (Primary Motivation)
Most current members joined due to business requirements, highlighting the transactional nature of membership. This suggests an opportunity to develop value-added services beyond compliance requirements to improve member retention and satisfaction.

Business Sector Distribution by City

Baghdad (60 companies)

Commercial
33
Industrial
20
Services
14

Basra (30 companies)

Commercial
14
Industrial
4
Services & Other
6
Baghdad shows higher industrial representation (20 vs 4), reflecting the capital's manufacturing base. Both cities are dominated by commercial activity, suggesting strong retail and trading sectors across Iraq.

Training Impact on Expansion Ambitions

📚

Companies with Training

85%
Want to Expand Internationally

Companies without Training

62%
Want to Expand Internationally
💡

23% Higher expansion interest among trained companies, demonstrating a strong positive correlation between capacity building and growth ambitions

Challenge to Support Needs Priority Matrix

Critical Priority

Funding

66%

High Need

Marketing Support

49%

Growing Need

Training & Capacity

43%

Important Need

Digital Transformation

33%

Strategic Implementation Priorities

  • 🔴 Immediate: Establish accessible and flexible funding mechanisms
  • 🟡 Short-term: Develop comprehensive marketing and sales support programs
  • 🟢 Medium-term: Build capacity through training and mentoring
  • ⚪ Long-term: Support digital transformation and technology adoption

Business Needs Intensity by Sector (Heatmap)

Funding
Training
Marketing
Digital
Commercial
85%
45%
75%
25%
Industrial
90%
20%
40%
15%
Services
65%
55%
80%
70%
Key Pattern: Industrial sector shows highest funding needs (90%), commercial sector needs strong marketing support (75%), while services sector has the highest digital transformation requirements (70%). This data enables targeted sector-specific support programs.

Key Findings

Strategic Recommendations

1. Establish Accessible Funding Mechanisms

Create dedicated SME funds with flexible terms, simplified application procedures, and reduced collateral requirements. Given that 66% need funding support, this should be the highest priority initiative.

2. Expand and Diversify Training Programs

Increase training availability focusing on marketing, digital skills, and business management. Current participation rate of 44% should be increased to 70%+ through targeted outreach to non-participants.

3. Develop Sector-Specific Support Programs

Create tailored programs for commercial, industrial, and services sectors based on their distinct needs. Industrial needs funding prioritization, while services need digital transformation support.

4. Establish Export and Expansion Support

Given 70% expansion interest, create specialized programs for international market access, export logistics, legal compliance, and market research. This could unlock significant growth potential.

5. Create Integrated Digital Platform

Develop a centralized digital platform connecting companies with services, funding sources, mentors, and market opportunities. This will improve accessibility and service delivery efficiency.

Conclusion

This comprehensive survey of 90 SMEs reveals a dynamic business ecosystem facing critical challenges, particularly funding access (affecting 64% of companies) and marketing effectiveness (49%). However, the overwhelming 93% cooperation readiness and 70% expansion ambition demonstrate strong entrepreneurial spirit and openness to development support.


Strategic investment in these enterprises through targeted funding programs (needed by 66%), enhanced training (requested by 43%), and market expansion support (critical for 70% of growth-oriented companies) will drive significant economic impact, job creation, and regional development in Iraq.

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